Bozeman MT Affordable Housing

Found 13 blog entries about Bozeman MT Affordable Housing.

Are you tired of renting?  Are you wanting to live by your own rules, rather than some strangers? Are you tired of being told you can't have a dog? Are you tired of your landlord telling you they are coming to do a walk through, or you have to move because your landlord is selling? 

It doesn't really matter what your "Why Buy" reason?  Did you know you can buy a home for 0% down outside of Bozeman (West of Gooch Hill), or as low as 3.5% down in Bozeman city limits?  Did you know you can do a conventional loan for as little as 5% down?

Take a look below at some of the greatest opportunities in Bozeman under $400,000

Have a questions or need a showing? 

Contact us Below

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Are you in the market to purchase a home in Belgrade, Montana?

We've compiled active homes for sale in Belgrade under $300,000. 

If you are interested in viewing any of these properties or have any questions, we would be happy to help! 
Contact Tamara Williams today at (406) 223 - 6823


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For those who have not been so lucky finding a place, we hope this guide will help you get that much closer to finding a home. 

Is it challenging to find a rental in Bozeman? The short answer is YES, it very much can be. We live in a wonderful community that is quickly becoming not just a stop for tourists but a permanent home for many out-of-staters. Montana State University combined with the working professionals who are not yet homeowners creates a large number of renters for only a limited supply of actual rentals available.  

Timing: Start your search ASAP. The reality is that there is a limited supply of rentals within city limits and it is very competitive in certain rental price points. Though Bozeman is a very dog friendly

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This is the question of the century. And to make matters worse, this question branches off into a million other questions.

Do you stay in Bozeman? Do you leave? Where do you go if you do leave? What kind of job do you want? How much can you expect to get paid? What kind of work benefits (i.e. health insurance) will you receive? Are your parents going to boot you off of their health insurance soon? When can you afford a new car? Can you afford a higher car insurance premium? Can you get a dog? Do you want to live in an apartment building? Do you want a yard for your new dog? If you weren’t overwhelmed before, I’m sure you are now!

These are the questions we ask ourselves (or should ask ourselves) once when we enter “adulthood”.


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402 North 20th Avenue, Bozeman, MT

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Tamara Williams and Company

Tamara Williams and Company
Licensed In: MT

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4 BEDROOMS | 3 (1 full, 1 half, 1 ¾ bath ) BATHROOMS | 1959 SQUARE FEET

4 bed, 2.5 bath, single level home with full basement near Kirk Park

The home includes:

  • 2 car attached garage 
  • Partially fenced backyard
  • Two fireplaces 
  • Laundry room adjacent
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Are you a parent looking for housing near MSU for your son or daughter? 
Are you an #MSU student looking for housing? Having a hard time looking for an affordable condo/townhouse to rent?


We are here to help with your search. Don't get discouraged if you don't see anything you like. We are constantly meeting with new clients who may have a property near campus they are interested in selling. Give us a call 406-223-6823 to do the searching for YOU! 

Other recommended subdivisions near campus to look into: 
Alder Creek subdivision
Harvest Creek subdivision 
Meadow Creek Subdivision 

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There was a recent Downtown Bozeman lot on the market for $345,000. After reading that, you are likely thinking something along the lines of ... "WHAT! That is an outrageous price!"

Affordability is a huge issue in town. Yes, we agree. However, there are a number of lots for sale in the $80K-$100K+ price range. In addition, in the last few months we sold new construction homes (3 to 4 bedroom - single family home) for that amount that were slightly outside downtown.

The take away here is, don't freak out that you can't afford Bozeman. You ABSOLUTELY can! 

  • 39 Horsethief Peak Court, Bozeman // MLS # 218225 // $380,000 
    TEXT 59916 to 25678  
  • 509 Landmark Drive, Belgrade // MLS # 218750 // $375,000 
    TEXT 36690 to 25678

. . . .

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If you are paying more than $1,500 - $2,000 a month and you want more responsibility, freedom, talk with a lender today.  While there are many newspaper ads discussing how expensive Bozeman is, interest rates are at all time lows and buying a home in Bozeman is probably more affordable than you know. 

Don't have the down payment?  If you live outside of Bozeman's City limits there is RD financing that provides 100% financing.  You can also request sellers to contribute towards your closing costs and pre-paids.

Want to live in Bozeman or Belgrade?  There are FHA programs that allow about 3% down, and Conventional loans require about a 5% down payment.

I am not telling people to purchase a home if they don't feel ready, but if you have been wanting

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Affordable Homes in Bozeman

Finding the perfect home in the perfect location in Bozeman can be challenging especially when on a tight budget, but that is no reason to get discouraged. There are plenty of homes in the area that are perfectly capable of giving new homeowners the most bang for their buck if they are able to see the diamond under all of it’s dirt. Bozeman has a sufficient amount of homes with great foundations and layouts, that just need a little tender loving care to make it a perfect fit. They don’t call it house-hunting for nothing, you have to have your eye on the prize and patience if you want to get your trophy!

If this sounds like your idea of home, please contact us for information at 406-223-6823

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