Tips for first time home buyers

Five New Year's Resolutions for First-Time Homebuyers

Resolution #1: Work on Your Credit Score

Your credit score can significantly affect how much you'll pay for your home, the amount you must put down up front, and whether you'll qualify for a mortgage. A conventional loan requires a minimum credit score of 620, while a USDA loan might require a score of 640. A score of 580 can get you an FHA loan at 3.5 percent down, but a lower score could force you to make a downpayment of 10 percent or more.

You can raise your credit score by paying down debt, making monthly payments on time, and not opening new credit accounts or closing current ones. You also want to avoid applying for anything that requires a credit check (also known as a “hard…

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JUST SOLD -201 S. 4th, Manhattan, MT

List Price: $349,000

MLS # 377860

Selling Agent: Diana Hafemeyer

201 S 4th, Manhattan, MT 59741 is a cozy 2bed/1 bath 1924 bungalow in the heart of Manhattan. Large back deck, with a fenced in backyard along with a detached garage and an additional workshop. 

Diana's client wanted;

-An affordable home

-Garage

-Investment in real estate

-An opportunity to put $ down for a mortgage vs. monthly rent

-Property to build equity

Diana was able to meet everything that her buyer was looking for not only under budget but being able to find a single family home verse having to buy a condo or townhouse. It is possible to own a single home under $500,000 and now that this one is SOLD her client…

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location matters real estate bozeman montana

Location, location, location. 

You’ve definitely heard how important this is in real estate — and that's because it's true! Location is a crucial factor when it comes to the value of your home. Not only does what part of town you are in matter, but what is physically near you can actually help or hinder your property value. We put together a list of the most important proximity factors that will increase as well as decrease your home value.

Factors that increase home value

Schools

Homebuyers who have children are willing to pay more to live in a home that is closer to schools, especially ones that have a good reputation and high academic scores.

Entertainment

In most cases, homes that tend to be in walking distance or a short drive…

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These “rules of thumb” may not be rules anymore 

Montana Real Estate

Changing demographics, principles, and values are breaking the rules of real estate. As the global shift towards digital disrupts the real estate industry and every sector surrounding it, it's not surprising that traditions that were once "rules of thumb" are becoming less the norm and more frequently the exception. It's not just digital influence, either. Here are five examples that show major changes are happening.

New Rule #1: Strategize on pricing and market timing.

Want to sell your house fast, in any market, for no less than what it's worth? There are several different pricing strategies that we use depending on the home and market conditions. The trick isn't always to price it at its…

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House Hunting BozemanThe Trade-Offs You Should & Shouldn’t Make When Searching for Your Next Home

With so many decisions to make during the home buying process, it's easy to get overwhelmed and just settle on the first decent house you see. But don't worry! We're here with some hard-earned advice from our experts who can help you decide what trade-offs are worth making when searching for your next home.

Location

There are many factors to consider when choosing the location of your new home. These factors can be a school district, proximity to work, nearby amenities such as grocery stores, restaurants, and gyms. These factors can improve your quality of life and support your property value. 

Locations with these factors typically become more desirable and…

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WE HAVE MULTIPLE BUYERS INTERESTED IN PURCHASING IN Bozeman and west yellowstone! Do you have what we need?

Read the details below and let us know if you have what we are looking for!

BUYER ONE

Where:
Bozeman - Triple Tree area 

What: • 4+ Bedrooms 
• 3+ Bathrooms
• Turn-key, updated
• Elbow room and privacy is key

Budget:
$2.5 Million ___________________________________________________________________

BUYER TWo

Where:
West Yellowstone Area

What: • 3+ Bedrooms 
• Vacation rental

Budget:
Under $1 Million ___________________________________________________________________

BUYER Three

Where:
Downtown Bozeman - South Tracy is preferred 
(Open To: Cleveland St., College, Dickerson, Harrison Area, 8th on the Western…

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Have you been searching for an affordable home around Bozeman? Maybe you are just looking for the best deal in this crazy market? 

The subdivisions listed below are, in our opinion, the best locations to get the greatest return from your investment. All located in, or around Bozeman, these neighborhoods offer great views, amenities, nice neighborhoods, and the best "bang for your buck." Feel free to click on the name of each subdivision for a more in depth look into pricing, listings, and more! 

1. Elk Grove
Elk Grove gives the country feeling though it is only 15 minutes to downtown Bozeman! Located in Four Corners, this large planned community with around 300 single-family, mostly custom built homes, offers great trails, parks, mountain views,…

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Sometimes, you have to get a little creative to stand out in this busy market...

Over the past year, the real estate market has been so hot that it’s not unusual for homes to go off-market in days. (The lack of inventory is to blame.) When even homes that need serious work are breaking price records, it is easy to feel discouraged if you’re trying to buy right now.

Don’t give up, though. Getting your offer accepted isn’t necessarily about coming in with the biggest bag of money. It’s really being able to anticipate what, exactly, the seller’s goals are and creating the offer that solves all of their problems. While your agent will weigh in with a strategy based on your market, there are a few common ways you can make your offer stand out.…

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Home Price Reductions in Bozeman and Belgrade MTTheir loss is your gain!  Check out listings in Bozeman and Belgrade, Montana that recently experienced price improvements in your favor!  If you have any real estate questions please reach out and we would be happy to provide you covenants, energy bills, or set up showings! 

 

 

 

Properties in Bozeman and Belgrade, Montana

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We have Buyer needs! 

Location:
• Three Forks

Wants:
• New Construction Home
• 3 Bed, 2 Bath
• 1,400+ Sq Ft
• 1/2+ Acre Lot

Price:
• Under $350,000

Do you have what we are searching for? Call Tamara Williams today at (406) 223 - 6823

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