First off, congratulations on finding your new home! It is a huge step, and can seem scary. That is why I have partnered with Cornerstone Home Lending to bring you the dos and don'ts of financing a home.
To Do:
• Always call myself, or your lender, if you have any questions or concerns
• Tell your lender if you are a veteran; you may qualify for a VA home loan
• Get a good night's sleep; you can count on your lender (Cornerstone Home Lending) to make the process as effortless as possible
• Always call myself, or your lender, if you have any questions or concerns
• Tell your lender if you are a veteran; you may qualify for a VA home loan
• Get a good night's sleep; you can count on your lender (Cornerstone Home Lending) to make the process as effortless as possible
Not To Do:
• Change jobs, quit your job, or become self employed
• Buy or trade in a vehicle
• Increase debt/balances or miss payments
• Spend money you have set aside for closing
• Omit debts or liabilities from your loan application
• Buy furniture or appliances, or make a new credit application
• Originate credit inquiries (e.g., no new loans, credit cards, or lines of credit)
• Make large deposits or transfer funds
• Change bank accounts
• Co-sign any loan
• Change jobs, quit your job, or become self employed
• Buy or trade in a vehicle
• Increase debt/balances or miss payments
• Spend money you have set aside for closing
• Omit debts or liabilities from your loan application
• Buy furniture or appliances, or make a new credit application
• Originate credit inquiries (e.g., no new loans, credit cards, or lines of credit)
• Make large deposits or transfer funds
• Change bank accounts
• Co-sign any loan
*If you feel any of the above are unavoidable, let your lender know right away. They can determine how to minimize any negative effects on your loan.
The lending process should be an easy, stress free process. There is no need to panic. You have already handled the hardest part, which was finding your next home. If you are unsure of who to go to, or you are new to the area, I highly recommend Cornerstone Home Lending. Shannon and Graver are excellent to work with, and will ensure you are taken care of every step of the way.
Have questions? Please reach out, or fill out the form below! I can send over our complete step by step guide on home financing.

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